Services

 







 


A Fee-Based, Professional Approach to Money Management


Financial Planning & Analysis


Investment Planning



  • Identifying Capital, Returns and Contribution Requirements to Meet Goals
  • Building Cash Reserves
  • Education of Alternative Pros and Cons
  • Asset Allocation (Aimed at Reducing Risk and Enhancing Rate of Return by Balancing Assets)



Retirement Planning



  • Dealing with Lump Sum Distributions
  • Projecting Early or Late Retirement
  • Income-Generating Strategies
  • Minimizing Tax Liabilities
  • Rollovers (IRA, 401(k), 403(b), SEPand Pension Plans)



Risk Management Planning



  • Reviewing Current Insurance
  • Helping You With a Plan for:Disability/Illness or Premature Death



Estate Planning Strategies



  • Protecting Privacy
  • Preserving Family Wealth
  • Charitable Giving




 


Solutions and Alternatives

 


Investments



  • Money Market
  • Treasury Bills, Notes, and Bonds
  • Stocks
  • Bonds (Taxable and Tax-Free)
  • Mutual Funds
  • REITs (Real Estate Investment Trusts)
  • Annuities (Fixed and Variable)
  • IRAs, Roth IRAs
  • TSAs
  • 529 College Savings Plans




Insurance



  • Disability
  • Long-Term Care
  • Private Pension
  • Key Person Insurance
  • Individual Life (Term, Universal, Fixed, and Variable




Business Retirement Plans



  • Single 401(k)
  • Pension Plans
  • Qualified Plans (403(b), 401(k), SIMPLEs, Profit Sharing, SEPs)






2428 Shiland Drive, Rock Hill, SC 29732 803-329-8899 or 800-881-1492 Lowell.Gaskin@KeyFinancialConcepts.com

* Fee-Based Services and Securities offered through Voya Financial Advisors, Inc. Member SIPC

Key Financial Concepts, Inc. is not a subsidiary of nor controlled by Voya Financial Advisors, Inc.